Our Services

ProFunding Financial Services has been providing mortgage solutions for people just like you to live the dream of owning a home today and not tomorrow.Our process is simple and we help to relieve the stress that can come with buying a property.Our financial team can work with just about any situation.

Calculators

Request A Rate Quote Use Our Mortgage Calculator Apply Online From The Comforts Of Your Home.You Can Also Subscribe For Mortgage Rate Updates.

who we are

ProFunding Financial Services Inc. Is A Mortgage Brokerage Dedicated To Arrange Affordable Home Loans And Mortgages For Customers With Various Types Of Credits & Financial Situation

current rates

We are trying to display the best and most current mortgage rates on this site. We still recommend to call one of our mortgage agents for right mortgage product in your situation.

financing solutions

We Present The Solution For Your Home Financing No Matter What Your Credit Situation, Current Loan Amount, Or Mortgage Goals Are. We Propose Different Mortgage Products To Suit Your Situation And Make The Process Simple And Easy

About Us

ProFunding Financial Services has been providing mortgage solutions for people just like you to live the dream of owning a home today and not tomorrow. Our process is simple and we help to relieve the stress that can come with buying a property. Our financial team can work with just about any situation.

  • Highly Competent Professionals
  • Affordable Prices
  • High Successful Recovery
23

Consultants

549

Happy Clients

17

Years of Experience

Financing/Loan

As you may already know, different types of mortgages and loans give you as a buyer many opportunities that wouldn’t be possible without them.

Purchase

Shop around before you decide to buy a home when it comes to mortgages. This doesn’t mean to..

Mortgage Renewal

Though receiving your lender’s offer is easy — it requires minimal effort on your component ....

Refinancing

Refinancing can be worthwhile, but it does not make good financial sense for everyone. A rule of thumb...

Home Equity

Equity is the paid capital as owner’s share in the total values of the property. Or equity is the value...

Pre-Approval

Home buyers need mortgage to close the deal. If you are planning to buy a home, consider getting ...

Commercial

A commercial mortgage is a loan made available to the borrower using commercial real estate as collateral...

WAYS TO SUBMIT AN APPLICATION FORM

You can now submit the application form the way you want!

QUICK APPLICATION

2 min Loan Signup

Get Started

FULL APPLICATION

Secure Online Application

Get Started

PRINTABLE APPLICATION

Download & E-mail Back

Get Started

Current Mortgage Rates

We are trying to display the best and most current mortgage rates on this site. We still recommend to call one of our mortgage agents for right mortgage product in your situation.

Mortgage Term

$2.95%*Prime Rate

  • 6 Months Convertible
  • 1 Year
  • 2 Year
  • 3 Year
  • 4 Year
  • 5 Year
  • 7 Year
  • 10 Year
  • Adjustable Rate Mortgages: 5 Year Term

Insured Rates

$2.95% .00

  • 3.10%
  • 2.79%
  • 2.79%
  • 2.84%
  • 2.84%
  • 2.99%
  • 3.44%
  • 3.84%

Conventional Rates

$2.95% .00

  • 3.10%
  • 3.69%
  • 3.39%
  • 3.24%
  • 3.34%
  • 3.39%
  • 3.44%
  • 3.84%
  • *Prime – 0.40 = 2.55% for the entire term. Three-month prepayment fee applies for the entire term.

* Prime Rate: 2.95%

** Rates and/or discounts are current as of today and subject to change without notice

*** 120 Days Commitment Period may be Available

**** Updated As On August 17, 2017

start your project with Mortgage Advice?

What People Say

Our Ultimate Goal Is 100% Client Satisfaction In Every Deal.ProFunding Financial Services and it’s Agents are proud to have customers and clients from all over Toronto Area, Ontario and beyond appreciating and requesting our help in obtaining mortgage products and financing suitable to their needs. We take pride in maintaining strict confidentiality at all times in business relationships with our clients. Most of them have contacted us through phone or our website, and in most of the cases who have ever worked with us became a return customer.

Rochelle M

My family was first introduced to ProFunding Financial Services Inc. – Rajesh Serro in 2011 when we had to renew our mortgage. Raj helped us understand the ‘Home Equity Line of Credit’ product and it changed the way we have paid our mortgage previously. He is super helpful and just call away for all my financial needs and any questions I may have. I recommend his services to home buyers or even if you are looking to invest in RRSPs, RESPs, TFSAs. etc.

Rochelle Miranda

Eileen D’Souza

“My renewal with a previous mortgage lender was coming on August 2020. However, the previous lender offered me with a higher interest rate. So, I found Profunding Financial services. Neil and Jessica were very helpful and professional finding a best mortgage interest for me at 5 yrs fixed. I also did not need to contact my previous lender for switching to another lender. Every process was informed, and I would definitely recommend this service to anyone who likes to find the lowest rate and high-quality service. I am happy with the service that Profunding provided to me. Thank you so much for all your work that you’ve done for me. I will use your service next time again.”

Eileen D

Admin - Trucking company

Mark Bruneski

“Ashton and his team are truly professionals in this field. They genuinely care about their clients which is reflected in their quality of work and responsiveness. I was in a very unique situation with my job transition while looking for a home, but Ashton and his team still pulled it off in a timely fashion. He was always available to update and respond to me throughout the day, outside of office hours and even on weekends to make sure the job got done. His emails are very organized in the way they request documents that makes this whole process very streamlined especially for first time homeowners like me. He has been in the business for a long time and his knowledge and experience clearly shows. I would work with him again for future opportunities and would highly recommend Profunding to anyone looking to buy a home.”

Mark

Advertising Executive

K O’Brien

I have known Raj and Katie for a few years and have comfortably referred a numerous amount of friends, family and colleagues their way. Raj has delivered time and time again. I always receive positive feedback from my referrals and will continue to send anyone looking for mortgages or advice his way. Thank you Raj & Katie for all your hard work and looking after everyone I have sent.
K O’Brien

Kenneth

Executive in Freight Forwarding

Deborah Mackenzie

Working with Nigam was a fantastic experience. He stickhandled the purchase of our first home with professionalism and the highest level of client service. Nigam was on top of the whole process liaising with the bank and our realtor closing the deal for us while we were on vacation out of cell service. What was a highly stressful situation for myself and my husband, Nigam navigated smoothly and made the purchase of our dream home happen for us. I would highly recommend Nigam for any of your mortgage needs.

Debbie

High School Teacher

Wes

The team at Profunding is amazing. Raj & Nadeem helped with getting my mortgage on my new condo that recently completed and they provided excellent client service. They consistently followed up with me to provide status updates and were always on top of everything. The team made the whole process simple and stress-free! I highly recommend them for any mortgage needs for your home. I would definitely use them again for my next purchase.

Wes

Government Employee

Naeem Shami

“I had great experience in dealing with ProFunding Financial Services. Their mortgage team was in complete control of situation. They provided me with regular and consistent updates during the process of my home financing. The rates and fees presented at closing were exactly the same what were explained and agreed at the time of application – no surprises!”

Naeem Shami

Business Owner, AB

start your project with Mortgage Advice?

Latest News

7 Jan

About Refinancing

Gіvеn thе trеndѕ еxtrароlаtеd bу mајоr rеаl еѕtаtе rеѕеаrсh сеntreѕ ѕuсh аѕ thе Cоllіеrѕ Intеrnаtіоnаl, PrісеwаtеrhоuѕеCоореrѕ, аnd Swаnероеl, thе уеаr 2014 аnd thе uрсоmіng fіvе уеаrѕ wіll рrоvіdе а ѕоlіd ѕhіft fоr rеаl еѕtаtе іnvеѕtmеntѕ. Mоѕt оf оur Gеnеrаtіоn-Y (72 mіllіоn) аnd bаbу Bооmеrѕ (73 mіllіоn аrе rеѕоlvеd tо ѕеаrсh fоr аnd mоvе іntо mіd-ѕіzеd … Continue reading About Refinancing

Read More